Getting Ontario Car Loans with Bad Credit – How We Can Help

With bad credit, getting a car loan can be tough – your options are limited and the stress can build up and make the process even harder. Luckily, our staff at Approval Store can help ensure that you get Ontario car loans no matter what your past credit looks like. Take a look at our process below and get some insight into how we can help you hit the road.


Our application process is completely secure and confidential – no information is shared with any other companies, meaning you can be as honest and up-front with us as possible. The more questions that you answer and the more honest you are, the better your approval will be. 

Signing the Deal

After filling out the confidential application, our sales reps will meet with you and go over your credit and the kind of vehicle that you want. We will do everything in our power to help you get what you need and understand your side of the story – people make mistakes, and we want to help you fix them, so understanding how and why your credit was damaged is integral. We’re on your side and will help you fight the lenders for approval.


Once we get you approved and the lender clears all of your deficiencies, your vehicle of choice will receive a FULL 135 POINT MECHANICAL INSPECTION in order to ensure that it meets Safety and Emission Standards. Following this, your vehicle will receive a full interior and exterior detail to get it into peak shape before you take it on the road.

Other Issues

Although bad credit is one of the major obstacles to getting a car loan, we also work with people in a variety of other tough situations including the following:

  • Bankruptcy
  • No credit
  • Self-employed
  • New to the country
  • Consumer proposal
  • Refinancing

If everything looks good so far, don’t hesitate to give us a call and get started on an application. Our staff will do everything we can to make the process as comfortable as possible and help you get started on a new road. We have over 20 years of experience in the Ontario car loans field and understand the ins and outs of every process, so you can be sure that you’re getting the help that you need. Our Ajax number is905-427-6999and our York number is 416-247-6888.